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    Dwelling Fire (Submit for Rate)

    All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.

    Insurance for Farm and Ranch
    • Package policies available on Basic Form DP-1 or Special Form DP-3
    • Available for 1–4 family tenant-occupied locations
    • Available for 2–4 family owner-occupied locations†
    • Eligible insureds include individual, trust, estate, family, limited partnership and LLC
    • Dwellings under renovation are eligible on Basic Form DP-1
    • Special Form DP-3 available for properties up to 90 years old
    • Up to 10 locations per policy (varies by state)
    • Protection class 1–8
    • Electrical systems are on circuit breakers with 100 amp service
    • Plumbing systems comprised of copper, PVC or cast iron
    • Asphalt shingle roof up to 25 years old is eligible
    • Up to one prior loss in the last three years
    • Multiple locations: one loss per two locations in the last three years
    • Dwellings located in coastal areas are eligible (wind and hail exclusion applies)

    Product Advantages

    • Comprehensive personal liability coverage is available up to $1,000,000 including personal injury coverage
    • Additional insureds can be added free of charge
    • No mandatory roof exclusion
    • Actual cash value roof endorsement available on Special Form DP-3
    • Discount available for sprinkler fire protection systems
    • Inspections ordered, paid for and managed by USLI
    • Efficient online capabilities and phone quoting
    • A.M. Best rated A++ carrier

    Available Limits

    • DP-1 Basic Form Coverage A minimum of $75,000 (varies by state)
    • DP-3 Special Form Coverage A minimum of $100,000*
    • DP-1 and DP-3 Form total insured value maximum of $1,000,000

    Submission Requirements

    • Completed application

    USLI portal

    • Completed application

    Online Quoting Click Here