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    Dwelling Fire

    All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.

    Insurance for Farm and Ranch

    1-2 Family Dwelling Product

    (All States Except CT, GA, IL, IN, MI, MN, NY, OH, PA, SC, and VA)


    • Package policies available on Basic Form DP-1 or Special Form DP-3
    • Available for 1–2 family tenant-occupied locations
    • Available for 1–2 family owner-occupied locations†
    • Eligible insureds include individual, trust, estate, family, limited partnership and LLC
    • Dwellings under renovation are eligible on Basic Form DP-1
    • Coverage A (Building) starting at $75,000 on Basic DP-1*
    • Coverage A (Building) starting at $100,000 on Special Form DP-3*
    • Special Form DP-3 available for properties up to 90 years old
    • Up to 10 locations per policy**
    • Maximum property coverage of $1,000,000 total insured value
    • Liability limits up to $1,000,000
    • Medical payments of $5,000
    • Flat roofs up to 15 years available on both DP-1 and DP-3
    • Deductibles available from $1,000 to $5,000

    ADDITIONAL  Advantages

    • Comprehensive personal liability coverage is available up to $1,000,000 including personal injury coverage
    • Additional insureds can be added free of charge
    • No mandatory roof exclusion
    • Actual cash value roof endorsement available on Special Form DP-3
    • Discount available for sprinkler fire protection systems
    • Efficient online capabilities and phone quoting
    • A.M. Best rated A++ carrier

    Business Resource Center, Provides centralized access to business solution vendors for all policyholders

      • – Human resources services
      • – Pre-employment and tenant screenings
      • – Identity theft protection
      • – Marketing resources

    Call 1-888-875-1969 for an Instant Phone Quote 

    *Minimum requirements in MO for DP-1 is $1000,000 and for DP-3 is $150,000

    **Varies by state, contact your underwriter for more information

    Coverage not available in AK, AL, CA, FL, HI, KY, LA, MS, WV

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