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    Homeowner Online Quoting

    All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.

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    Homeowner Online Quoting

    Available in Florida, Texas, Louisiana, Mississippi, South Carolina, North Carolina, Georgia, Virginia, Massachusetts, New York, and New Jersey

    • HO-3 form
    • Minimum Coverage A starting at $100,000
    • Maximum TIV is $2m (please contact your Account Executive for higher limits)
    • Named Storm wind/hail deductibles starting at 1%
    • Named insured can be individual(s), trust, estate, partnership, or LLC
    • Wind Only policy option

    Eligible Risks

    • Year built 1945 and newer
    • Distance to Coast – Must be 50 ft or more from the coast
    • Primary, Seasonal, Secondary, Tenant-Annual occupancy
    • PC 1-8
    • Frame, Joisted Masonry, Masonry Non-combustible, Fire Resistive construction types

    Ineligible Risks

    • Year built older than 1945
    • Distance to Coast – less than 50 ft from coast
    • Properties listed for sale
    • Properties on more than 5 acres of land
    • Mobile, modular, and pre-fabricated homes
    • PC 9 & 10

    For higher limits, please contact your underwriter.

    Contact your Marketing Representative for more information and access to online rating.