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    Primary & Excess Flood Quoting


    All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.

    Click on the Products Below

    Flood - Online Rating

    Click on the name of your assigned Account Executive below to begin quoting:
    Ananka Willocks
    Paula Sanchez
    Mackenzie Harrington
    Michael Carioti
    Morgan Domingue
    Richelle Ingram
    Robyn Staton

    Product Advantages

    • Available in all 50 states
    • Replacement Cost coverage for building & contents
    • Ability to schedule multiple locations into one policy
    • Competitive rates based on tier county location
    • Waiting Periods:
      • – No waiting period for mortgage loan closings
      • – 7 days waiting period in respect of Coastal risks (Tier 1 &2)
      • – 14 day waiting period for inland risk

    Available Limits:

    • Building – Minimum $5,000 up to $500,000 per occurrence
    • Contents – Minimum $5,000 up to $500,000 per occurrence
    • Business Income/Rental Value – up to $500,000 per occurrence (14 day waiting period applies)

    Eligibile Risks

    • Primary or Secondary Single Family Dwellings
    • Condos – Minimum 4 stories, positively elevated A and Z zones

    Ineligible Risks

    • Properties located in a community currently in an Emergency Program
    • Mobile Homes
    • Medical Equipment
    • Perishable Goods, including food and drinks
    • Business Income and/or Rental Value only coverage

    Submission Requirements

    • NFIP/Acord application or renewing NFIP declaration page
    • Elevation Certificate needed for Post Firm A or V zones to bind coverage
    • Excel SOV for multiple locations
    • Confirmation of no prior flood losses

    Excess Flood (Submit for Rate)

    *Available in all 50 states

    Ineligible classes

    • Properties located on Fire Island, NY, Chesterfield, MO, Florida Keys and Padre Island, TX
    • COBRA & Emergency Zones Available
    • Properties built on stilts over water
    • Properties with negative elevation
    • Contents located in basement
    • Medical equipment
    • Food stuffs and/or perishable goods of any kind
    • Manufactured homes

    Available Limits/Coverage

    • Up to $15M aggregate per property – higher limits available upon request
    • $20M aggregate per building for residential, high rise condominiums (building coverage only)
    • Contents & Loss of Income available in conjunction with building coverage